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Banking Services

Banking Services

Powered by EPS Financial - FDIC Insured

Fast refund advances, direct deposit, and prepaid card services

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FDIC Insured
IRS Approved
Fast Processing

Our Banking Products

Refund Advance

Get your refund faster with an advance loan. No credit check required.

  • Up to $6,000 advance
  • No credit check
  • Same-day funding available
  • Repaid from IRS refund
Learn More

Direct Deposit

Get your refund deposited directly to your bank account.

  • Fastest refund method
  • Secure and reliable
  • No check cashing fees
  • Track your refund status
Learn More

Prepaid Card

Receive your refund on a prepaid debit card. No bank account needed.

  • No bank account required
  • Use anywhere Visa is accepted
  • ATM access nationwide
  • FDIC insured
Learn More

How It Works

1

File Your Taxes

Complete your tax return with our professional preparers.

2

Choose Your Option

Select refund advance, direct deposit, or prepaid card.

3

Get Approved

Quick approval process, usually within minutes.

4

Receive Funds

Get your money fast - same day or next day available.

Powered by EPS Financial

All banking products are provided by EPS Financial, Member FDIC, in partnership with Drake Software.

FDIC Insured

Your deposits are protected

IRS Approved

Authorized e-file provider

Fast Service

Quick processing times

Fees & Disclosures

Refund Advance Fees

  • • No application fee
  • • No credit check
  • • Interest rates vary by loan amount
  • • Repaid automatically from IRS refund

Direct Deposit

  • • No fees for direct deposit
  • • Fastest refund method available

Prepaid Card Fees

  • • No monthly maintenance fee
  • • Free ATM withdrawals at network ATMs
  • • $2.50 fee for out-of-network ATMs
  • • No overdraft fees

Important: All banking products are provided by EPS Financial, Member FDIC. Refund advances are loans and must be repaid. Terms and conditions apply. See your tax professional for complete details.

Ready to Get Started?

File your taxes and choose the banking option that works best for you.